West Virginia · Medical malpractice insurance

West Virginia medical malpractice insurance for physicians

We work with rural and independent West Virginia physicians, including doctors who are hospital-affiliated but still buy their own malpractice policy.

Coverage decisions in smaller communities often land on the physician, not a corporate risk desk. We review specialty, setting, and renewal timing before anyone talks placement. No premiums on this page. We do not invent West Virginia print license numbers.

(512) 650-6903 Start a Conversation

Phone (512) 650-6903 · Email hello@primummd.com

Licensing

Primum Insurance Group LLC / PrimumMD. Founder Ronald Kent McGuire Jr (NPN 22307644). Texas home license: General Lines Agent — Property & Casualty #3532454 (Active; expires 03/31/2028).

West Virginia: Nonresident Insurance Producer authority approved via NIPR (Trans #907572384, 08/03/2026). We do not invent West Virginia print license numbers. Brokerage services are offered only where properly licensed. No premiums on this page. Carrier names appear only after appointments are executed.

Phone (512) 650-6903 · hello@primummd.com

Common questions

Claims-made coverage responds when a claim is made and reported during the policy period (or an extended reporting period / “tail”). Occurrence coverage responds based on when the incident happened, even if the claim arrives later. Which form fits depends on your practice, prior acts, and transition plans. We explain the tradeoffs in plain English. We do not quote premiums on this page.
It depends on how you practice. Employed physicians are often covered under a hospital or group program, but moonlighting, outpatient side practices, locums work, or leaving employment can create gaps. Independent and small-group physicians typically need a policy written for their own risk. We help you sort what you already have versus what you may still need.
A high-level indication can often follow an initial conversation once we understand specialty, setting, and renewal timing. A bindable quote usually takes longer: carriers need a complete submission, and subjectivities (applications, loss runs, credentialing details, prior-acts questions) can add days or weeks. We are honest about indication versus something you can actually bind.

Talk through West Virginia coverage

Call or use the form. Same-day callback during business hours; target two hours.

Call (512) 650-6903 Start a Conversation

hello@primummd.com