Process

A clear process. Human judgment at every gate.

No black box. You always know where you are, what we need, and what happens next.

1

Start a conversation

Use our form or request a call. Specialty, primary practice location, and timeline — enough to respond intelligently, not a marathon application.

2

Practice profile

We learn how you practice: setting, procedures, employment structure, and changes on the horizon. Coverage only makes sense in context.

3

Coverage review

When available, we review current policy materials and surface the questions that matter — gaps, transitions, and alignment with how you practice today.

4

Options & recommendation

Plain-language, multi-carrier comparison — including claims-made vs. occurrence analysis where relevant. Every client-facing recommendation is reviewed by a person at PrimumMD before it is presented as advice.

5

Your decision

You choose. No artificial urgency. Staying with your current program can be the right answer — and we will say so when it is.

6

Placement support

If you proceed, we help with application guidance and carrier coordination. Binding is always subject to underwriting and policy terms.

Human gate. Every client-facing recommendation is reviewed by a person at PrimumMD before it is presented as advice.
What a submission usually needs. Specialty and setting, practice structure, renewal or start timing, current declarations when available, and loss runs or claim history when carriers require them. Credentialing details and prior-acts answers often follow as subjectivities.
Indication versus bindable. A high-level indication can often follow an initial conversation once we understand specialty, setting, and timing. A bindable quote usually takes longer: carriers need a complete submission, and subjectivities can add days or weeks. Timelines vary by risk and market response — we say which stage you are in.

Begin with step one

A short conversation is enough to start.

Start a Conversation